Its Christmas 2006, nearly, but according to a news report (can't find the source), a number of people in the UK are still paying back the debt they acquired due to christmas 2005.
so, what will happen to these people if they have to borrow the same amount this year to buy as many presents as last year?
Or more importantly, why get into so much debt that it takes you more than a year to pay it back? are presents really that important? i think kids would understand if you can't afford expensive presents, as long as you get them some sort of present...
People who get into this type of unnecessary debt are careless, in my book anyway..
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